We had attempted to refinance our present mortgage (and a 2nd) with another company which was not a good experience. My wife told me that she saw a commercial on TV about Golden Oak which she thought it was a good idea to check out. It was not a good idea. It was a fantastic idea. Michelle Williams is knowledgeable, personable and easy to work, knew exactly what we were seeking and made this a reality in a very short time. We will recommend Golden Oak and Michelle Williams to everyone!
This was actually the third (and final) refi we’ve done through Golden Oak Lending. Matt was easy to work with and provided me with estimates that allowed me to make an informed decision about how best to pay off a home equity loan and provide funds for some final home improvements. I say “final” only because I don’t want my mortgage to outlive me!
Garfield was fine to deal with but felt golden oak was not honest on their letter sent to me which started all this. They gave a figure which showed getting amount we needed with deal that was not true just a bait and switch from original letter. No one mentioned the closing costs and expenses that this deal would include. Again Garfield was very good to deal with